{"id":12477,"date":"2026-03-20T05:10:47","date_gmt":"2026-03-20T02:10:47","guid":{"rendered":"https:\/\/izibiz.pl\/?p=12477"},"modified":"2026-03-22T20:49:41","modified_gmt":"2026-03-22T17:49:41","slug":"corporate-account-in-ing-bank","status":"publish","type":"post","link":"https:\/\/izibiz.pl\/en\/corporate-account-in-ing-bank\/","title":{"rendered":"How to Open a Corporate Account in ING Bank Poland"},"content":{"rendered":"
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\"\"<\/a>ING Bank \u015al\u0105ski is one of the leaders in the Polish banking market, renowned for its digital innovation and high service standards. However, for non-residents looking to open a corporate account here, this is a bank with a very serious approach to compliance. There is no “simplified procedure” or “tolerance for non-standard structures.” The bank conducts a thorough verification of both the client and their business.<\/p>\n

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Are you looking to open a bank account in Poland?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Legal services starting from 150 EUR.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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In this article, we will break down in detail how a foreigner can open an account with ING Bank, what the bank pays the closest attention to, how the interview process works, and why knowledge of Polish or English is mandatory.<\/p>\n

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\ud83d\udee1\ufe0f Important Context: Why ING Verifies Clients So Thoroughly<\/strong><\/h3>\n

In 2025, the President of the Personal Data Protection Office (RODO) imposed a record fine of PLN 18.4 million (approx. \u20ac4.37 million) on ING Bank \u015al\u0105ski for violations related to the processing of clients’ personal data.<\/p>\n

What happened?<\/strong><\/p>\n

Between 2019 and 2020, the bank scanned identity documents for\u00a0all<\/em> clients and potential clients-without exception and without individually assessing the necessity of such scanning. This was done even when handling ATM complaints, which is unrelated to AML (Anti-Money Laundering).<\/p>\n

Following this precedent, ING began acting even more cautiously. Now, each case is assessed individually, and the risk-based approach has become even stricter. The bank must clearly understand who you are, where your money comes from, and what you do to avoid facing new sanctions.<\/p>\n

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\u2705 Specifics of the ING Bank Process<\/strong><\/h3>\n

1. Online Application + Mandatory Branch Visit<\/strong>
\nYou can submit an account opening application online, which is convenient. However, after submitting the application, you must visit a bank branch in person for identity verification. It is impossible to open an account remotely<\/a> (without a visit) for a non-resident at ING.<\/p>\n

2. Interview Only in Polish or English<\/strong>
\nThis is a critically important point. The interview with the bank officer is conducted exclusively in Polish or English. The presence of an interpreter or an assistant (e.g., a lawyer) is\u00a0not allowed<\/strong>. The bank needs to personally ensure that you understand the questions being asked and can provide explanations about your business independently.<\/p>\n

3. Timeline: From a Few Days to 2 Weeks<\/strong><\/p>\n